<< Back

Insurance Law

Our experts provide competent and efficient advice on all current topics and future challenges in the insurance industry. The team advises national and international primary insurers, reinsurers, insurance intermediaries, policyholders and insured persons, in particular, companies and their governing bodies, on all aspects of insurance law.

Due to our years of experience, we are very familiar with all the relevant legal issues, the commercial background, the special requirements and the regulatory framework of the insurance industry. We provide advice on our core areas, insurance supervisory law and insurance contract law, including product design, as well as in the areas of insurance intermediary and insurance distribution law.

Another focus of our work is representing our clients in insurance disputes, in and out of court. Our range of advice comprises not only insurance cover issues but also liability and claim settlement issues. Depending on the type of claim – for example, product liability claims or D&O liability claims against management board or supervisory board members or managing directors – our team of lawyers that specialise in insurance law work closely with experts from the other fields of law that our full-service law firm provides, for example, corporate law, banking and finance law, or commercial and distribution law. Our international offices and our international network of partner law firms are well-versed in handling cross-border matters and, therefore, can quickly provide help.

If you are a foreign insurer or insurance intermediary who wishes to enter the German market, we will be happy to clear the way for you. As an experienced and reliable partner, we will, of course, continue to support you in all your activities after you have entered the German market, in particular when it comes to designing your products or setting up a distribution system.

 

 

Our range of advisory services:

Insurance contract law
  • Examining whether insurance cover exists
  • Examining rights and obligations under the insurance contract, e.g.
    • Rights of withdrawal and rights of termination
    • Notification duties
    • Obligations
Insurance supervisory law
  • Insurance licence
  • Activities of EU/EEA insurers in Germany based on the freedom of establishment and the freedom to provide services
  • Transfer of portfolios
  • Outsourcing
Insurance intermediary law
  • Trade law, including – without limitation –
    • Licencing and registration
    • Distinguishing between activities requiring a licence and licence-free activities (ad hoc advice, intermediation below de minimis thresholds)
Insurance distribution law
  • Setting up and organising distribution networks, amongst other things
Product design
  • Drafting insurance conditions
  • Drafting Insurance Product Information Documents (IPIDs)
  • Drafting insurance applications
  • Drafting insurance policies
Insurance company law
  • Establishing holding companies
  • Transforming mutual insurance companies into stock corporations
  • Mergers
International insurance law
  • Insurance private international law
  • EU regulations, directives and other legal acts
Litigation and arbitration
  • Directors & Officers (D&O)
  • Errors & Omissions (E&O)
  • Product liability
  • Professional indemnity
  • Warranty & Indemnity (W&I)
  • Damage from construction work and planning
  • Industrial claims
Asset management for insurance companies
  • Advising on the capital resources of insurers, including the “cover pool eligibility” of capital investments

Key Contact >>

Key Contact

Dr Alexander Mönnig, LL.M. (Manchester), E.M.L.E.

Counsel

T +49 40 18067 15453

View Profile >>

Dr Rolf Kobabe

Partner

T +49 40 18067 24680

View Profile >>

Team Insurance Law

Dr Marco Arteaga
Partner
Frankfurt a.M.

Véronique Fromenteau, LL.M.
Senior Associate
Cologne, Frankfurt a.M.

Jan Hansen
Senior Associate
Cologne

Dr Rolf Kobabe
Partner
Hamburg

Dr Alexander Mönnig, LL.M. (Manchester), E.M.L.E.
Counsel
Hamburg

Dr Barbara Schmidt
Partner
Leipzig

Daniela Spitz
Senior Associate
Frankfurt a.M.

Dr Frank Wilbert
Partner
Frankfurt a.M., Cologne

Sebastian Walthierer
Senior Associate
Frankfurt a.M.

Jan Zimmer
Associate
Singapore

Download

Brochures:

Insurance Law​​​​​​​

Events

08.12.2022 Spuerkeess Luxembourg
Entrepreneurship Workshops - LUX WMN & Spuerkeess
 Workshop >>

Practices

Antitrust Law
Capital Markets, Banking & Finance
Commercial & Distribution Law, Product Liability/Product Compliance
Complex Disputes
Compliance & Internal Investigations
Corporate/M&A
Data Protection Law
Employment Law
Energy Law
Environment & Planning Law, Regulatory
Financial Services Investment Funds & Alternative Investments
IP & Copyright Law
IT Law
Insurance Law
International Trade Law
Media & Entertainment
Notarial Services
Public Procurement Law
Public Subsidies/State Aid Law
Real Estate
Restructuring & Insolvency
Start-ups & Venture Capital
State, Administration, Public Undertakings
Tax Law
Telecommunications Law
White-collar Crime & Tax Offences
+

Bangkok

INC Corporate Services (Thailand) Co., Ltd. A Partner Firm of Luther.

43 Thai CC Tower, 18th Floor, Unit #183 South Sathorn Road, Yannawa, Sathorn10120 BangkokThailand

Contact >>
Our Services >>

Berlin

Luther Rechtsanwaltsgesellschaft mbH

Europacity | Heidestraße 4010557 BerlinGermany

Contact >>

Brussels

Luther Rechtsanwaltsgesellschaft mbH

Avenue Louise 3261050 BrusselsBelgium

Contact >>

Cologne

Luther Rechtsanwaltsgesellschaft mbH

Anna-Schneider-Steig 2250678 CologneGermany

Contact >>

Delhi-Gurugram

Luther Corporate Services Pvt. Ltd.

12th Floor, Unit No. 25, Building No. 9, Tower B, DLF Cyber City Phase III, Gurugram122 002 , Haryana, Delhi-GurugramIndia

Contact >>
Our Services >>

Dusseldorf

Luther Rechtsanwaltsgesellschaft mbH

Graf-Adolf-Platz 1540213 DusseldorfGermany

Contact >>

Essen

Luther Rechtsanwaltsgesellschaft mbH

Gildehofstraße 145127 EssenGermany

Contact >>

Frankfurt a.M.

Luther Rechtsanwaltsgesellschaft mbH

An der Welle 1060322 Frankfurt a.M.Germany

Contact >>

Hamburg

Luther Rechtsanwaltsgesellschaft mbH

Gänsemarkt 4520354 HamburgGermany

Contact >>

Hanover

Luther Rechtsanwaltsgesellschaft mbH

Berliner Allee 2630175 HanoverGermany

Contact >>

Ho Chi Minh City

INC Legal Vietnam Law Company Limited. A Partner Firm of Luther.

Deutsches Haus 33, Le Duan Blvd. Ben Nghe Ward, District 1 Ho Chi Minh CityVietnam

Contact >>
Our Services >>

Jakarta

Maqdir Imsail & Partners in collaboration with Luther LLP

Jl. Latuharhary No. 6A, MentengJakarta Pusat 10310, Indonesia JakartaIndonesia

Contact >>
Our Services >>

Kuala Lumpur

Luther Corporate Services Sdn. Bhd.

Unit 17-2, Level 17, Wisma UOA II, No. 21, Jalan Pinang50450 Kuala LumpurMalaysia

Contact >>
Our Services >>

Leipzig

Luther Rechtsanwaltsgesellschaft mbH

Grimmaische Straße 2504109 LeipzigGermany

Contact >>

London

Luther Rechtsanwaltsgesellschaft mbH

Dominican House, 4 Priory Court, Pilgrim StreetEC4V 6DE LondonUnited Kingdom

Contact >>

Luxembourg

Luther S.A., inscrite au Barreau de Luxembourg

Aerogolf Center, 1B, Heienhaff1736 Senningerberg LuxembourgLuxembourg

Contact >>
Our Services >>

Munich

Luther Rechtsanwaltsgesellschaft mbH

Karlstraße 10-1280333 MunichGermany

Contact >>

Shanghai

Luther

10F Jin Mao Tower, 88 Century Avenue, Shanghai Pudong New Area200121 ShanghaiChina

Contact >>
Our Services >>

Singapore

Luther LLP

4 Battery Road #25-01 Bank of China Building049908 SingaporeSingapore

Contact >>
Our Services >>

Stuttgart

Luther Rechtsanwaltsgesellschaft mbH

Lautenschlagerstraße 2470173 StuttgartGermany

Contact >>

Yangon

Luther Law Firm Ltd.

Uniteam Marine Office Building11111 YangonMyanmar

Contact >>
Our Services >>

Afrika

Algeria
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Angola
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Congo
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Egypt
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Ghana
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Kenya
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Lebanon
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Morocco
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Mozambique
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Namibia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Nigeria
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Sierra-Leone
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

South Africa
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Volker Steimle
T +49 221 9937 24820
>> Profile
 

Tanzania
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Tunisia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Uganda
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Zimbabwe
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Asia

Cambodia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Hong Kong
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Japan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Philippines
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Taiwan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

South Korea
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Vietnam
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Australia & New Zealand

Australia
Dr. Steffen Gaber
T +49 711 9338 19192
>> Profile
 

New Zealand
Dr. Steffen Gaber
T +49 711 9338 19192
>> Profile
 

Europe

Armenia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Austria
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Belarus
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Bosnia-Herzegovina
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Bulgaria
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Croatia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Cyprus
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Andreas Kloyer
T +49 69 27229 0
Dr. Thomas Kuhnle
 

Czech Republic
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Denmark
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Estonia
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Finnland
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

France
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile>> Corporate Service
 

Greece
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Hungary
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Italy
Dr. Eckart Petzold
T +49 211 5660 25065
>> Profile>> Corporate Service
 

Ireland
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Island
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Latvia
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Liechtenstein
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Lithuania
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Malta
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Macedonia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Moldawia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Netherlands
Dr. Stefan Galla
T +49 201 9220 24016
>> Profile
 

Norway
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Spain
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Sweden
Dr. Christoph von Burgsdorff
T +49 40 18067 12179
>> Profile
Dr. Richard Happ
T +49 40 18067 12766
>> Profile
Detlev Stoecker
T +49 30 52133 21141
>> Profile>> Corporate Service
 

Switzerland
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Poland
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Portugal
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Russia
Reinhard Willemsen
T +49 89 23714 25792
>> Profile
 

Romania
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Scotland
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Serbia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Slovakia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Slovenian
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Turkey
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Ukraine
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Middle East

Afghanistan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Azerbaijan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Brunei
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Georgiea
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Iraq
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Iran
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Israel
Eric Sublon
T +352 27484 1
>> Profile
 

Jordan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Kazakhstan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Qatar
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Kuwait
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Pakistan
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Palestine
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

Saudi-Arabia
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

United Arab Emirates
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profile
Dr. Thomas Kuhnle
T +49 711 9338 19193
>> Profile
 

North America

Canada
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profil
 

USA
Dr. Andreas Kloyer
T +49 69 27229 0
>> Profil
 

South & Middle America

Argentinia
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Bolivia
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Brasil
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Chile
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Colombia
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Costa Rica
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Domininican Republic
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Ecuador
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

El Salvador
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Guatemala
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Mexico
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Nicaragua
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Panama
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Paraguay
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Peru
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Uruguay
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Venezuela
Philipp Dietz
T +49 221 9937 14224
>> Profile
 

Locations

Best Friends

  • Afrika
  • Asia
  • Australia & New Zealand
  • Europe
  • Middle East
  • North America
  • South & Middle America
Pages
About us
Expertise
Team
Newsroom
Karriere
Contact
Social Media
Facebook
Twitter
Linkedin
XING
Youtube
Hints
Legal Notice
Privacy Policy
Print page
Newsletter
Here you will find our latest newsletters >>